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Key Highlights

· GDPR, CCPA, CDR and the like try to promote true privacy by design, not privacy by promise

· Statements like “We are good people; your data is safe with us; we follow standards” are not the goals of these regulations

· The highest level of protection and privacy by design can be achieved when no private data remains available in plain format outside of stakeholders’ private computing zone and that is HARD to do!

· is a true manifestation of privacy by design, where sales data and purchase data remain available only to their true owners…

At, zero-knowledge is the foundation of all our cloud-based SaaS products, which means we maintain no knowledge of our customers’ private data (e.g. businesses’ itemized sales history or users’ purchase history). This facilitates a number of significant value-adds, including privacy, security, control, and compliance and eliminates the needs for trust. Read on to see how Xiippy stands out when it comes to payments, receipts and loyalty management.

Cloud computing models made a lot of things easier. One important improvement they brought was the way they help with ‘the right to access data anywhere, anytime’. This, however, came with a…

Read on to see why a retailer has absolutely no interest whatsoever in sharing itemized sales data in return for digital receipts.

At, we are constantly told “this is amazing that you have managed to provide the highest level of privacy for end consumers via your platform”. However, what is normally missed at the first glance is the fact that the bigger driver to employ end-to-end encryption to achieve zero knowledge of receipt contents was actually retailers’ needs of not sharing itemized sales data with 3rd parties, which has been cited as the biggest barrier against receipt aggregation.

With invoices and receipts being legal documents, end-to-end encryption may be the only possible method that serves the privacy requirements when digitizing receipts.

The fact that Assembly Bill 161 (the bill to ban paper receipts) was rejected by Californian lawmakers on the basis that banning them would cause privacy concerns has been some fantastic news for some reasons but most importantly, due to the fact that it shows that existing receipt digitization solutions may not have solved any problems after all; they may have simply created new ones.

There are numerous studies on the barriers of digital receipts, most recently…


World’s first and only 1-step data-rich checkout with end-to-end encrypted privacy-preserving smart receipts and personalized rewards.

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